
Terms & Conditions
These Terms & Conditions apply to all users of J Merrill One and the associated services of:
- J Merrill Publishing, Inc.
- J Merrill Financial, LLC
- J Merrill Foundation, Inc.
1. Use of Site
By accessing this site, you agree to use it in accordance with these terms and all applicable laws. Unauthorized use is strictly prohibited.
2. Intellectual Property
All content is the property of J Merrill One entities unless otherwise noted. Reproduction or distribution without permission is prohibited.
3. Service Eligibility
Use of our services may require age verification, signed agreements, and payment where applicable. We reserve the right to decline service.
4. Payments & Refunds
All services are billed as outlined in project agreements or invoices. Refunds are not guaranteed and are subject to service stage and agreement terms.
5. Disclaimers
We make no guarantees of outcomes unless expressly stated in a service agreement. All services are provided on an “as-is” basis.
6. Limitation of Liability
We are not liable for damages, losses, or service interruptions beyond our control, including those caused by third-party platforms.
7. Communications (SMS)
By providing your phone number, you consent to receive SMS messages for service updates and appointment reminders. Message frequency may vary and message & data rates may apply. You may opt out at any time by replying STOP. For assistance, reply HELP.
Mobile information sharing: Mobile (SMS) opt-in information will not be shared with third parties or affiliates for marketing or promotional purposes. We may share limited information with carriers, SMS aggregators, and platform providers solely as necessary to deliver messages and to comply with law.
8. Modifications
These terms may be updated. Continued use of our site means you accept the latest version.
9. Governing Law
This agreement shall be governed by the laws of the State of Ohio, USA.
10. Related Policies
Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our services, you agree to both these Terms & Conditions and our Privacy Policy.
11. Contact Us
📧 legal@jmerrill.one
📞 +1 (614) 965-6057
📍 2323 W 5th Ave, Suite 120, Columbus, OH 43204